🛡️ Insurance tools

9 free Insurance tools. Each one runs right in your browser: no sign-up, no watermark, and your files stay on your device.

• 🛡️ Life Insurance Cover Calculator The life cover your family needs, by the needs method and the income rule.
• 🏥 Health Insurance Cover Calculator Suggested health cover for your city, family size and age.
• 🧾 Health Claim Calculator How much of a hospital bill the insurer pays after room-rent limits, co-pay and exclusions.
• 🚗 Car Insurance Calculator Your car’s IDV, no-claim bonus saving and an estimated premium with third-party cover.
• 🏍️ Bike Insurance Calculator Your bike’s IDV and an estimated premium with the 2026-27 third-party rates.
• 🏠 Home Insurance Calculator The right sum insured for your home’s rebuild cost and contents.
• ⚖️ Term vs Endowment Calculator Compare an endowment policy with a term plan plus investing the difference.
• 📅 Premium Payment Mode Calculator The real yearly cost of paying an insurance premium monthly instead of yearly.
• 🧓 Annuity Calculator Monthly, quarterly or yearly pension from an annuity purchase price.