Annuity Calculator: Monthly Pension from a Lump Sum

Find the pension you get from buying an annuity with a lump sum, such as an NPS corpus or retirement savings, at the insurer’s annuity rate.

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How to use the annuity calculator

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

Can the annuity rate change later?

No. For an immediate annuity, the rate is fixed for life when you buy.

Can this tell me my exact premium?

No. Every insurer prices with its own tables, so get quotes for that. These tools tell you how much cover you need and what to expect from a policy.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.