Estimate your car insurance: the insured value (IDV) by the IRDAI depreciation schedule, your no-claim bonus discount, the third-party premium and GST.
loading toolHow to use the car insurance calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
What is IDV?
Insured Declared Value: roughly what you get if the car is stolen or totally damaged. A higher IDV means a higher premium.
Do I lose my NCB if I change insurer?
No. The no-claim bonus belongs to you and moves with you to the new insurer.
Can this tell me my exact premium?
No. Every insurer prices with its own tables, so get quotes for that. These tools tell you how much cover you need and what to expect from a policy.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
