Estimate your bike or scooter insurance: IDV, own-damage premium after the no-claim bonus, and the third-party premium by engine size.
loading toolHow to use the bike insurance calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
Is third-party insurance compulsory?
Yes. Riding without at least third-party cover is an offence under the Motor Vehicles Act.
Can this tell me my exact premium?
No. Every insurer prices with its own tables, so get quotes for that. These tools tell you how much cover you need and what to expect from a policy.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
