Plan your daughter’s education and marriage savings with Sukanya Samriddhi Yojana. See the tax-free maturity value after 21 years from yearly deposits made for 15 years.
loading toolHow to use the sukanya samriddhi calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
Who can open an SSY account?
Parents or guardians of a girl below 10 years, at a post office or authorised bank; at most two daughters (three for twins).
Is SSY tax-free?
Yes: deposits count under 80C (old regime), and the interest and maturity amount are tax-free.
Are these the latest rates?
They are the rates for October–December 2026, kept unchanged by the Ministry of Finance on 30 September 2026. Rates are reviewed every quarter; you can change the rate box if it moves.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
