Step-up SIP Calculator: SIP That Grows Every Year

A step-up (top-up) SIP raises your monthly investment every year, usually with your salary. See how much more it builds compared to a fixed SIP.

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How to use the step-up sip calculator

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

How much should I step up?

10% a year is common: roughly in line with salary increases.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.