SIP Calculator: Mutual Fund SIP Returns

See what a monthly SIP in mutual funds could grow to, how much you put in, and how much comes from compounding.

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How to use the sip calculator

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

How is SIP return calculated?

Each monthly instalment grows for the months left: FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), with i the monthly return.

Are SIP returns guaranteed?

No. Market-linked funds go up and down; use a conservative return.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.