Rent vs Buy Calculator: Should I Buy a House or Rent?

Compare your wealth after some years if you buy a home with a loan, or rent a similar home and invest the down payment and the difference.

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How to use the rent vs buy calculator

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

What matters most?

How fast prices rise, the rent compared with the price, the loan rate, and how long you stay.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.