Estimate your National Pension System corpus at 60 from monthly contributions, how much you can take as a tax-free lump sum, and the monthly pension from the annuity.
loading toolHow to use the nps calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
What tax benefit does NPS give?
Up to ₹50,000 extra under 80CCD(1B) in the old regime, and the employer’s contribution under 80CCD(2) in both regimes.
Are these the latest rates?
They are the rates for October–December 2026, kept unchanged by the Ministry of Finance on 30 September 2026. Rates are reviewed every quarter; you can change the rate box if it moves.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
