Estimate your LIC endowment policy’s maturity amount from the sum assured, term and bonus rate, and see the yearly return you really earn on your premiums.
loading toolHow to use the lic maturity calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
Where do I find the bonus rate?
LIC declares simple reversionary bonus rates every year for each plan and term, on licindia.in and in the annual bonus circular.
Is the maturity amount guaranteed?
Only the sum assured and bonuses already declared are guaranteed; future bonuses depend on LIC’s results.
Are these the latest rates?
They are the rates for October–December 2026, kept unchanged by the Ministry of Finance on 30 September 2026. Rates are reviewed every quarter; you can change the rate box if it moves.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
