Income Tax Calculator India FY 2026-27: Old vs New Regime

Compare your income tax under the new and old regimes for FY 2025-26 and FY 2026-27, with the ₹12 lakh rebate, standard deduction, surcharge and 4% cess, and see which saves you more.

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How to use the income tax calculator (india)

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

Is income up to ₹12.75 lakh tax-free?

For salaried people in the new regime, yes: ₹75,000 standard deduction plus the rebate on taxable income up to ₹12 lakh.

When is the old regime better?

When your deductions (80C, 80D, HRA, home-loan interest) are large: often above about ₹4–5 lakh a year.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.