Paying a little extra on a home loan can save lakhs in interest and years of EMIs. Add an extra monthly amount or a one-time prepayment to see the new closing date and the interest saved.
loading toolHow to use the home loan prepayment calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
Should I reduce the EMI or the tenure?
Keeping the EMI and cutting the tenure saves the most interest. This calculator shows that option.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
