All tools

EPF Calculator: Provident Fund at Retirement

Estimate your Employees’ Provident Fund at retirement from your basic salary, yearly raises and the EPF interest rate (8.25% for FY 2024-25).

loading tool

How to use the epf calculator

  1. Type your numbers in the boxes (pick your currency or units if asked).
  2. The answer updates as you type: no button to press.
  3. Copy the result, or share it on WhatsApp with one tap.

Questions

Why does only 3.67% of the employer share go to EPF?

Of the employer’s 12%, 8.33% goes to the pension scheme (EPS), on salary up to ₹15,000.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.