Find how much to keep aside for job loss, illness or surprises, based on your essential monthly expenses, and a monthly plan to build it.
loading toolHow to use the emergency fund calculator
- Type your numbers in the boxes (pick your currency or units if asked).
- The answer updates as you type: no button to press.
- Copy the result, or share it on WhatsApp with one tap.
Questions
How many months is enough?
Six months of essential expenses suits most people; more if you have one income or your own business.
Is my data private?
Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.
Is it free?
Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.
