Car Loan EMI Calculator: Monthly Payment and Total Cost

See the monthly EMI for a new or used car or bike after your down payment, and what the vehicle really costs once interest and fees are added.

How to use the car loan calculator

1. Type your numbers in the boxes (pick your currency or units if asked).
2. The answer updates as you type: no button to press.
3. Copy the result, or share it on WhatsApp with one tap.

Questions

How much down payment should I make?

At least 20% keeps the EMI and interest down, and many lenders give better rates with a bigger down payment.

Is my data private?

Yes. Everything happens inside your own browser: nothing you type or choose is uploaded to us or anyone else.

Is it free?

Completely free, with no sign-up, no watermark and no limit on how many times you use it. Light ads keep the site running.